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Vintage Yacht Insurance

Vintage Yachts embody a rich legacy of tradition, artistry, and historical significance. These vessels are celebrated for their elegant design, crafted with the finest materials and built using time-honored techniques passed down through generations. They stand timeless as a testament to masterful craftsmanship.

For both, vintage motor and vintage sailing yachts, wood and steel remain the materials of choice. It's essential to understand the distinctions between smaller and larger vintage yachts. Owners of smaller vessels often take pride in managing the upkeep themselves, sometimes with the help of a trusted shipwright. In contrast, larger yachts usually require a dedicated maintenance team, often including a permanent crew, to ensure the vessel stays in impeccable condition.

Vintage yachts often struggle to secure adequate insurance coverage due to several factors. Many insurance providers have underwriting guidelines that prohibit coverage for older yachts, regardless of their condition. Additionally, trading restrictions and the high costs of sourcing or replacing parts for older vessels contribute to the challenges of finding optimal insurance coverage. Insurers also face pressure to swiftly assess documentation, which can lead to rushed decisions. In some cases, discrepancies between a yacht's size and its appraised value further complicate the underwriting process.

At Sealogy, we deeply appreciate the dedication it takes to own and maintain a vintage yacht. Our insurance coverage solutions and extensive yacht insurance expertise and experience help us tailor insurance coverage to meet your needs and priorities, providing peace of mind and protection that allow you to live your passion to the fullest.

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Highlights of our Vintage Yacht Cover

Coverage According to Your PrioritiesYou choose between comprehensive All-Risk Cover and cost-effective Basic Cover, protecting you against named perils.
Tailored to Meet Your NeedsTogether, we tailor insurance coverage that aligns perfectly with you, your yacht, and your intended use. Our mission is to provide you with the peace of mind to pursue your dreams with confidence.
Agreed Fixed Value for Total LossIn the unfortunate event of a total loss, our Top Cover ensures you receive the full sum insured as agreed, without any deductions except for residual value.
New for Old for Partial LossesFor partial losses, our Top Coverage replaces damaged parts up to the full sum insured amount, without any deductions. We ensure your yacht is restored with the care it deserves.
Comprehensive Consequential Loss CoverageEven when the cause of damage isn't insured, such as construction- or manufacturing defects, our Top Coverage steps to cover consequential damages. We protect against the unforeseen, so you can sail with unwavering confidence.
No DeductibleFor total loss, theft, transport damage, collisions, and fire damage caused by third parties, as well as post-grounding inspections, no deductible will apply in our Top Cover.
Reduced Deductible for LoyaltyYour loyalty means the world to us. With 5 or more years of claim-free coverage under our Top Coverage, your deductible is halved, reflecting our appreciation for your trust.
Personal Effects Securely InsuredYour personal belongings, as well as those of your crew, are securely insured if named to us. Whether it’s a cherished watch or a treasured artwork, we ensure that what matters most to you is well-protected.
Your Yacht Manager is Co-InsuredAt your request, we extend coverage to your yacht management company and other firms involved in maintenance or refit works.
Ships Cash Secure Onboard and AshoreYour cash is insured both onboard and during land transport to and from the boat, up to the agreed amount in your policy.
Extended Machinery CoverWhen needed, we provide extended machinery coverage that protects against misuse and operational damages.
Named Windstorm CoverIn the Caribbean, we offer the option to insure against damages from named windstorms.
War, Strike & Confiscation CoverAt your request, we cover damages from confiscation, war and strikes, ensuring your yacht is safeguarded against all odds.
Worldwide Cruising CoverageWith us, you can navigate the world with confidence. Our global coverage, available upon request, accompanies you wherever the wind may carry you.
Employer Liability ProtectionYou are protected against liability claims from your crew, offering coverage that shields you as both owner and employer.
Crew Liability CoverIn private yacht use, our Top Cover includes liability claims between skipper and crew members, ensuring harmony and safety on board.
Salvage and Wreck RemovalBeyond the sums insured, we cover salvage and wreck removal costs up to 2,000,000 Euro under our Top Coverage and 100,000 Euro under Basic Coverage. When authorities demand salvage or wreck removal, we’ve got you covered. We’ll shoulder the costs up to the full sum insured.

Tailor-Made Insurance Coverage

At Sealogy we believe that Peace of Mind is absolutely essential to thrive in life and business. Our goal is to contribute to your peace of mind on your maritime endeavours so that you can fully embrace your passion.

We achieve that by providing you with insurance coverage that is meticulousy tailored to your needs and priorities ensuring that you can Navigate with Confidence, knowing you're thoroughly protected every step of the way.

Tailoring insurance coverage to your specific needs and priorities begins by understanding your specific set-up and priorities. It involves considering the level of protection you need and want, the importance of premium costs and the deductibles you’re comfortable with. And then to carefully craft insurance coverage to align with your unique needs and specific circumstances.

At Sealogy, every insurance policiy is as unique as the owner that seeks insurance coverage with us.

Send us a Quote Request and we’ll be happy to provide you with a tailor-made insurance quotation that perfectly suits your needs. And if it’s not exactly right the first time, we’ll refine it until it truly fits you.

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Yacht Insurance - Products and Cover-Concepts

Third Party Liability (TPL) Insurance

Third Party Liability Insurance (TPL) provides vital protection against financial liabilities if your yacht causes damage to other vessels, property, or people. It’s the essential coverage that allows you to navigate with peace of mind, knowing you’re protected. Learn more about our Sealogy Third Partly Liability Insurance for your yacht.

Hull & Machinery (H&M) Insurance

Hull & Machinery Insurance (H&M) covers the physical integrity of your yacht, including its hull and onboard machinery. From unexpected accidents to challenging weather conditions, this coverage ensures your yacht is safeguarded and can be promptly restored. Learn more about our Sealogy Hull & Machinery Insurance for your yacht.

Passenger Accident Insurance

Passenger Accident Insurance offers crucial coverage for any injuries your guests might sustain while aboard your yacht. It’s a reflection of your dedication to their safety, ensuring that everyone can enjoy their time at sea with confidence. Learn more about our Sealogy Passenger Accident Insurance for your yacht.

Sealogy BASIC - Named Peril Cover

Our Sealogy BASIC Cover is a named Peril Cover. That means it provides insurance protection only against specific risks or "perils" explicitly listed in the policy and the Terms & Conditions. If a peril isn't named, it's not covered. For example, if your policy lists theft, grounding and collision as covered perils, then damage caused by any other event would not be covered. Our BASIC Cover is a cost effective way to protect against many of the most relevant risks for yacht owners. In some cases - mostly very special risks - BASIC Cover may be the only cover we can provide. Learn more about our Sealogy BASIC Cover for your yacht.

Sealogy TOP - All-Risk Cover

Our Sealogy TOP Cover is an All Risk Cover. It offers comprehensive protection by covering a wide range of potential risks - except those explicitly excluded in the policy and/or Terms & Conditions. Unlike our BASIC Cover, which only covers specific risks listed in the policy, our TOP Cover offers much broader protection. Seeking insurance coverage based on our TOP Cover is the best way to achieve maximum Peace of Mind on your maritime adeventures. Learn more about our Sealogy TOP Cover for your yacht.Get your Quote