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Yacht Insurance - tailored to your needs

At Sealogy, we understand that your yacht is more than just a vessel—it's a reflection of your passion for the open waters. That's why we're dedicated to offering yacht insurance that provides the peace of mind you need to fully embrace your nautical adventures. Our deep-rooted expertise in yacht insurance allows us to craft personalized coverage that aligns perfectly with your specific needs and priorities.

We offer a range of coverage options, including Third Party Liability (TPL) Cover, Hull & Machinery (H&M) Cover and Passenger Accident Cover. Depending your specific circumstances and on what matters most to you, we can offer our cost-effective Named Peril Cover, known as Sealogy BASIC, or our comprehensive All-Risk Cover, Sealogy TOP, for complete protection.

We insure yachts and yacht owners worldwide and can provide cover solutions for the vast majority of yachts, flags, cruising areas and owner nationalities. While we specialize in insuring yachts valued between 1 and 20 million euros, we will also happlily provide coverage for yachts valued below one million euros.

Explore below the types of yachts that we have a special competence in when it comes to insurance as well as some of the highlights of the yacht insurance solutions we can offer.

But instead of reading for hours - why not just get your individual insurance quote and find out first hand, if we are able to provide with insurance coverage that meets your needs.

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Yacht Types that we like to insure...

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Motor YachtA popular choice among enthusiasts, flexibility, speed and usually easy handling while offering a lot of waterborn activities like leisure cruising, fishing or various other watersports.
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Sailing YachtSailing yachts, prized for their elegance and wind-powered journeys, are favored by those who value the art of sailing and a completely unique boating experience.
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Bluewater SailingyachtBuild to endure open sea sailing through using robust materials and heavy displacement hulls, usually 10-25 meters in size
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Carbon Yacht dark boom sh.svg
Performance YachtSleek hull designs made for high speed sailing with exceptional performance while still maintaining a high level of comfort.
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Racing YachtThe best nautical engineering has to offer in terms of race performance with a minimum level of comfort and equipment tailormade to fit the needs of various regattas.
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RIB BoatLightweight, highspeed boats combining the best of rigid and inflatable hull designs. Highly popular in recreational and leisure boating.
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Speed BoatMade for high speed performance and agile handling with a usually streamlined and lightweight hulls prioritizing performance over passenger capacity.
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Super YachtLuxurious, large vessels offering high end amenities, luxurious interiors, and extensive outdoor spaces, designed for ultimate comfort and leisure on the water, maned by a professional crew offering only the best service
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Speed Motor YachtSpeed motor yachts are sleek, high-performance vessels designed for fast cruising, featuring powerful engines, a streamlined hull, and luxurious interiors, offering an exhilarating blend of speed and comfort on the water.
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Explorer YachtSpecialized yachts capable of venturing into some of the most remote and demanding regions of the world while not skimping on luxury.
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Refitted YachtOlder yachts refitted during a comprehensive refit project often involving significant changes to the vessel to meet the modern demands and wishes of the owner.
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Vintage YachtClassic vessels usually made of wood and steel, celebrated for its timeless elegance and craftsmanship. It combines traditional design with luxurious interiors, offering a nostalgic and sophisticated experience.
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Gulet sh.svg
GuletIconic wooden sailing vessels crafted by hand using hundreds of years old shipbuilding techniques while mastering the blend between traditional craftsmanship and modern amenities.
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Houseboat sh.svg
House BoatOffering the experience of life on the water while still maintaining the comfort and luxury of a high end home.
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Highlights of our Yacht Insurance Cover

Coverage According to Your PrioritiesYou choose between comprehensive All-Risk Cover and cost-effective Basic Cover, protecting you against named perils.
Tailored to Meet Your NeedsTogether, we tailor insurance coverage that aligns perfectly with you, your yacht, and your intended use. Our mission is to provide you with the peace of mind to pursue your dreams with confidence.
Agreed Fixed Value for Total LossIn the unfortunate event of a total loss, our Top Cover ensures you receive the full sum insured as agreed, without any deductions except for residual value.
Charter Loss CoverShould your yacht become unavailable for charter due to damage, we cover the loss of charter fees, ensuring your financial forecast remains intact.
Comprehensive Consequential Loss CoverageEven when the cause of damage isn't insured, such as construction- or manufacturing defects, our Top Coverage steps to cover consequential damages. We protect against the unforeseen, so you can sail with unwavering confidence.
Defending Your InterestsShould a third party make you liable for a damage, rest assured, we stand by your side, covering the legal costs of defence, offering steadfast support through any storm.
Employer Liability ProtectionYou are protected against liability claims from your crew, offering coverage that shields you as both owner and employer.
Free Dinghy CoverageYour dinghy is automatically covered under our liability insurance, up to 60HP in our Top Coverage and 5HP in Basic Coverage.
New for Old for Partial LossesFor partial losses, our Top Coverage replaces damaged parts up to the full sum insured amount, without any deductions. We ensure your yacht is restored with the care it deserves.
New-Machinery Cover for 36 MonthsFor new yachts, our Top Coverage includes upon request a complimentary 3-year all-risk cover extension on propulsion systems, ensuring long-term protection and peace of mind.
Extended Machinery CoverWhen needed, we provide extended machinery coverage that protects against misuse and operational damages.
Comprehensive Regatta CoverDuring sailing regattas as well as training turns, our Top Coverage has you fully protected. We also offer coverage for international offshore regattas. Wherever you race, we sail by your side.
Named Windstorm CoverIn the Caribbean, we offer the option to insure against damages from named windstorms.
Protection During Land TransportYour yacht is protected during transports whether on land or sea, including trailered yacht transport on a ferry.
Personal Effects Securely InsuredYour personal belongings, as well as those of your crew, are securely insured if named to us. Whether it’s a cherished watch or a treasured artwork, we ensure that what matters most to you is well-protected.
Crew Liability CoverIn private yacht use, our Top Cover includes liability claims between skipper and crew members, ensuring harmony and safety on board.
No DeductibleFor total loss, theft, transport damage, collisions, and fire damage caused by third parties, as well as post-grounding inspections, no deductible will apply in our Top Cover.
Reduced Deductible for LoyaltyYour loyalty means the world to us. With 5 or more years of claim-free coverage under our Top Coverage, your deductible is halved, reflecting our appreciation for your trust.
Salvage and Wreck RemovalBeyond the sums insured, we cover salvage and wreck removal costs up to 2,000,000 Euro under our Top Coverage and 100,000 Euro under Basic Coverage. When authorities demand salvage or wreck removal, we’ve got you covered. We’ll shoulder the costs up to the full sum insured.
Charter Risk CoverYour yacht remains fully insured during charter operations, whether bareboat or crewed. We even cover the risk of misappropriation.
Ships Cash Secure Onboard and AshoreYour cash is insured both onboard and during land transport to and from the boat, up to the agreed amount in your policy.
Skipper Liability Insurance includedAs a skipper, our Top Coverage extends to include skipper liability insurance, safeguarding you even during charter turns, including protection against gross negligence.
Speed CoverUpon request, we cover damages that occur at high speeds of operating your vessel up to 43 knots.
War, Strike & Confiscation CoverAt your request, we cover damages from confiscation, war and strikes, ensuring your yacht is safeguarded against all odds.
Worldwide Cruising CoverageWith us, you can navigate the world with confidence. Our global coverage, available upon request, accompanies you wherever the wind may carry you.
Your Yacht Manager is Co-InsuredAt your request, we extend coverage to your yacht management company and other firms involved in maintenance or refit works.

Products and Cover-Concepts of our Yacht Insurance

Third Party Liability (TPL) Insurance

Third Party Liability Insurance (TPL) provides vital protection against financial liabilities if your yacht causes damage to other vessels, property, or people. It’s the essential coverage that allows you to navigate with peace of mind, knowing you’re protected. Learn more about our Sealogy Third Partly Liability Insurance for your yacht.

Hull & Machinery (H&M) Insurance

Hull & Machinery Insurance (H&M) covers the physical integrity of your yacht, including its hull and onboard machinery. From unexpected accidents to challenging weather conditions, this coverage ensures your yacht is safeguarded and can be promptly restored. Learn more about our Sealogy Hull & Machinery Insurance for your yacht.

Passenger Accident Insurance

Passenger Accident Insurance offers crucial coverage for any injuries your guests might sustain while aboard your yacht. It’s a reflection of your dedication to their safety, ensuring that everyone can enjoy their time at sea with confidence. Learn more about our Sealogy Passenger Accident Insurance for your yacht.

Sealogy BASIC - Named Peril Cover

Our Sealogy BASIC Cover is a named Peril Cover. That means it provides insurance protection only against specific risks or "perils" explicitly listed in the policy and the Terms & Conditions. If a peril isn't named, it's not covered. For example, if your policy lists theft, grounding and collision as covered perils, then damage caused by any other event would not be covered. Our BASIC Cover is a cost effective way to protect against many of the most relevant risks for yacht owners. In some cases - mostly very special risks - BASIC Cover may be the only cover we can provide. Learn more about our Sealogy BASIC Cover for your yacht.

Sealogy TOP - All-Risk Cover

Our Sealogy TOP Cover is an All Risk Cover. It offers comprehensive protection by covering a wide range of potential risks - except those explicitly excluded in the policy and/or Terms & Conditions. Unlike our BASIC Cover, which only covers specific risks listed in the policy, our TOP Cover offers much broader protection. Seeking insurance coverage based on our TOP Cover is the best way to achieve maximum Peace of Mind on your maritime adeventures. Learn more about our Sealogy TOP Cover for your yacht.