Just as no one would consider driving a car without liability insurance, it's equally irresponsible to charter a yacht without skipper liability insurance. At Sealogy, we understand the unique risks skippers face and offer comprehensive coverage tailored to your needs.
As a skipper, you're personally liable for any damage or injury you cause through negligence, potentially putting your entire assets at risk. While charter yachts should have liability insurance, the reality is often different, especially with foreign insurers where coverage gaps are common.
As a skipper of a yacht, you bear a high degree of responsibility towards the crew, the guests, and the boat's owner. Both your competence and your sense of responsibility are prerequisites for your job.
While all others are relaxing and enjoying the trip, you must stay focused and alert. With a clear head, you can make quick decisions in precarious situations. Still, these decisions can also have severe consequences.
Our skipper liability insurance provides:
We offer coverage up to €10 million, ensuring you're protected against potentially devastating financial consequences. Our policy is designed to complement existing insurances, providing that extra layer of security you need when navigating unfamiliar waters. With Sealogy's skipper liability insurance, you can focus on the joy of sailing, knowing you're comprehensively protected. Don't let uncertainty cloud your maritime experience. Set sail with confidence, backed by our unwavering commitment to your peace of mind and financial security.
Your Benefits: At Sealogy, we simplify your charter experience with comprehensive protection:
As a skipper, you are responsible for the safety of your crew members, other passengers, and the ship. First, of course, you must prove that you can do this by obtaining an inland or sea license, depending on the waters you are navigating. But even experienced skippers can make mistakes with fatal consequences. Have you chartered a boat for private purposes and been told it is covered by liability insurance?
We recommend that you never should rely on such a statement! Often, these insurances only cover small sums of money, which at best regulate minor damages. Since you are solely liable as the skipper in the event of damage, to protect your private assets, and because you can enjoy your trip without any worries. Please take out the extended skipper's liability insurance at Sealogy.com. It's better to sail with a feeling of safety.
The extended skipper's liability insurance covers the legal liability of the insured person arising from the private, non-commercial operation of chartered/foreign sailing and motor yachts. The sum insured is EUR 3,000,000 or EUR 6,000,000 lump sum for personal injury and property damage and an additional EUR 100,000 for financial loss. The yacht liability and fully comprehensive insurance are always obliged to pay for the damages in advance so that the skipper liability insurance always pays subsidiarily. In addition, the following are regarded as co-insured:
The following damages, among others, are not covered by the extended skipper's liability insurance. The complete list can be found in § 2 of our extended skipper liability insurance conditions.